Terms of service

Terms of Service

Effective Date: 27 July 2026

Welcome to Growth Library (“we,” “our,” or “us”). By accessing or using our website, you agree to be bound by these Terms of Service (“Terms”). Please read these Terms carefully before purchasing or using any of our digital products.

1. Account Terms

You agree to provide accurate and complete information when creating an account or placing an order.
You are responsible for maintaining the confidentiality of your account information.
You are responsible for all activity associated with your account.
We reserve the right to refuse service, cancel orders, or restrict access where necessary.

2. Pricing and Payment

All prices displayed on our website are shown in the currency indicated at checkout.
We reserve the right to change product prices at any time.
Payments must be completed using the payment methods available on our website.
Digital products will be made available after successful payment confirmation.

3. Digital Products

Growth Library offers digital products such as planners, templates, e-books, guides, invitations, and other downloadable resources.
All products are delivered digitally. No physical products will be shipped.
Product previews and descriptions are provided to help customers understand what they are purchasing.
Please review the product information carefully before completing your purchase.

4. Product Access & Downloads

After completing your purchase, you may receive a download or access link through the website, email, or another designated delivery method.
You are responsible for providing an accurate email address and ensuring that you can access the files or platforms required for the purchased product.
If you experience a genuine technical problem accessing your purchase, please contact us for assistance.

5. Canva Templates

Some Growth Library products may be provided as editable Canva templates.

You may need a Canva account to access and edit these products.
Canva's own terms and conditions apply to your use of the Canva platform.
Growth Library is not responsible for changes Canva may make to its platform, features, pricing, or availability.

6. Returns and Refunds

Because our products are digital and can be accessed or downloaded immediately after purchase, all sales are generally final.

Refunds are generally not available for:

Change of mind
Accidental purchases
Purchasing the wrong product
Failure to review the product description before purchase

If you receive an incorrect file or experience a genuine technical issue that prevents you from accessing your purchase, please contact us so we can review the issue and provide an appropriate solution where possible.

7. Intellectual Property

All Growth Library content, including designs, templates, graphics, text, branding, images, and other materials, is protected by applicable intellectual property laws.
Purchasing a digital product gives you a personal, non-transferable license to use the product, unless otherwise stated in the individual product listing.
You may not resell, redistribute, reproduce, share, sublicense, or claim our digital products as your own.
You may not upload or distribute our templates or digital products on file-sharing websites, marketplaces, or other platforms for resale or free distribution.

8. Prohibited Uses

You agree not to use our website or products:

For any unlawful or fraudulent purpose
To violate applicable laws or regulations
To reproduce, resell, or redistribute our digital products without permission
To share purchased files or template access links with others for unauthorized use
To interfere with the security or functionality of our website
To transmit malicious code or harmful content

9. Website Content

We make reasonable efforts to ensure that product descriptions, images, previews, and other website content are accurate. However, minor differences in colors, appearance, or display may occur depending on your device, screen, software, or printing settings.

10. Limitation of Liability

To the extent permitted by applicable law, Growth Library shall not be liable for indirect, incidental, or consequential damages arising from your use of our website or digital products.

Our total liability relating to a purchase shall not exceed the amount paid for that particular product, except where otherwise required by applicable law.

11. Third-Party Services

Our website or products may contain links to or rely on third-party services such as payment providers, Canva, analytics services, or other platforms.

We are not responsible for the availability, policies, or practices of third-party services. Your use of those services may be subject to their respective terms and policies.